Job: Commercial Loan Assistant
Job Description
Job Type: Full time, Hourly
Wage: $20-$34/hr.
Location: Salida, CO.
Job Description:
The Commercial Banking Assistant is responsible for supporting commercial loan officers by performing various administrative functions. They will become a key contact person to commercial customers when the lender is unavailable by providing a high level of customer support.
Supervisory Responsibilities: None
Duties/Responsibilities:
• Service commercial lender portfolios by answering telephone calls, responding to emails and responding to other inquiries in a timely fashion. Prepare reports, statements and other reports as requested to assist the customer.
• Assist lenders in maintaining current financial and other information in imaged files and following up on exceptions as needed.
• Assist lenders with deposit account administration by:
• Work with deposit operations/CSR to assist in deposit account opening and maintenance
• Retrieve and utilize information on sweep accounts
• Assist Lenders with the evaluation of loan requests by:
• Order credit reports
• Gather financial information
• Complete Credit administration work requests as needed
• Complete letter of credit applications
• Coordinate the preparation of loan documentation for new loans, renewals and modifications by:
• Gathering necessary information
• Obtain payoff quotes
• Completing documentation request forms ensuring requests are completed per terms of loan approval documents
• Obtain real estate title commitments and/or lien searches
• Obtain UCC searches and releases
• Effectively communicate with Loan Processing and follow for the completion of documentation
• Review documentation for accuracy prior to closing
• Assist with scheduling of loan closings and conducting loan closings if requested by lender
• Disburse loan advances as requested
• All other necessary steps to prepare the loan for internal loan approval.
• Assist with loan administration issues including:
• Work closely with Commercial Loan Servicing regarding customer maintenance issues
• Attain collateral releases as requested
• Coordinate loan administration with participating banks
• Compliance with bank policies and procedures
• Conduct construction draws as needed.
Required Skills/Abilities:
• Excellent verbal communication skills.
• Proficient in Microsoft Office Suite or related software, as well as analysis software.
• Basic understanding of relevant equipment, policies, procedures and strategies used in credit analysis.
• Ability to identify discrepancies and problems.
• Thorough understanding of customer service.
• Ability to be trustworthy and act with integrity.
Education and Experience:
• High school diploma or equivalent required.
Physical Requirements:
• Must be able to lift up to 15 pounds at times.
• Prolonged periods sitting at a desk and working on a computer.
Benefits:
• Paid time off
• Sick Time
• Medical, Dental, and Vision
• $35,000 Employer Paid Life Insurance Policy
• Voluntary Life, Short Term and Long Term Disability
• Flexible Spending Account (FSA), Health Savings Account (HSA) Must Enroll into Medical Plan for Eligibility.
• 401k
• Employee Stock Ownership Plan
Qualifications: Must meet FDIC standards and Bank requirements; must comply with all company policies, including its handbook, and maintain the ability to meet like standards and requirements throughout term of employment.
Affirmative Action / EEO Statement:
High Country Bank is an Equal Opportunity Employer that does not discriminate on the basis of actual or perceived race, creed, color, religion, alienage or national origin, ancestry, citizenship status, hair texture, hair type, or a protective hairstyle that is commonly or historically associated with race, age, disability or handicap, sex, marital status, veteran status, sexual orientation, genetic information, arrest record, or any other characteristic protected by applicable federal, state or local laws. Our management team is dedicated to this policy with respect to recruitment, hiring, placement, promotion, transfer, training, compensation, benefits, wage rates, pay practices, employee activities and general treatment during employment.
High Country Bank will endeavor to make a reasonable accommodation to the known physical or mental limitations of qualified employees with disabilities unless the accommodation would impose an undue hardship on the operation of the Bank. If you need assistance to perform your job duties because of a physical or mental condition, please let the VP of Human Resources know.
High Country Bank will endeavor to accommodate the sincere religious beliefs of its employees to the extent such accommodation does not pose an undue hardship on the operation of the Bank. If employees wish to request an accommodation, they should contact the VP of Human Resources.
Any employees with questions or concerns about this policy or who experiences or observes any violation of this policy should report it immediately to the VP of Human Resources. High Country Bank prohibits any form of retaliation against individuals who, in good faith, report such matters or participate or cooperate in their investigation. If employees feel they have been subjected to any such retaliation, they should contact the VP of Human Resources. Violation of this policy including any improper retaliatory conduct will lead to discipline, up to and including termination. All employees must cooperate with investigations under this policy.
**Disclaimer: The duties and responsibilities described above are not a comprehensive list and additional tasks may be assigned to the employee, time to time; the scope of the job may change as necessitated by business demands. Click “View Application” below for more detail on this specific job.